California Consumer Privacy Act Privacy Policy

IMPORTANT NOTICE CONCERNING OUR PRIVACY POLICY

• Personal Identifiers: Name, address, phone number, email address, Social Security number, driver’s license number, or other identification numbers.
• Financial Information: Account details, income, credit history, bank details, credit scores, and information on existing loans or other financial obligations.
• Protected Classification Information: Information such as gender, marital status, or other demographics if provided.
• Transaction Information: Details about your transactions with us, including loan amounts, payment history, and account activities.
• Internet or Other Network Activity: IP address, browsing history, and interactions with our website or online services.
• Geolocation Data: Physical location, such as when accessing our services online.
• Professional or Employment Information: Employer details, job title, and income information.
• Sensitive Information: Information used for credit checks or loan approvals, such as your credit score or your financial history.
• Inferences: Information derived from your interactions and data that is used to build profiles or preferences related to your lending qualifications.

• Directly from You: When you apply for a loan, contact us, or use our services.
• From Third Parties: Including credit reporting agencies, public records, financial institutions, or service providers.
• Automatically: Through the use of cookies, web beacons, or similar technologies when you interact with our website or online services.
• From Service Providers: Entities that assist us in processing loans, underwriting, or providing customer support.

• Loan Processing and Approval: To assess your creditworthiness, verify your identity, and determine eligibility for loans or other financial products.
• Servicing Your Loan: Managing your loan account, including processing payments and communicating with you about the status of your loan.
• Credit Reporting: Sharing your account details with credit reporting agencies to report on your loan and payment history.
• Customer Support: To respond to inquiries, resolve issues, and improve our service offerings.
• Legal and Regulatory Compliance: To comply with federal and state regulations, including anti-money laundering laws, tax obligations, and regulatory audits.
• Marketing and Promotional Activities: Subject to your consent, we may send you promotional materials or offers regarding products or services we believe may be of interest to you.
• Fraud Prevention and Security: To protect against unauthorized access to your account or our services and to ensure the security of your information.

• Credit Reporting Agencies: To provide information about your loan and payment history.
• Service Providers: To process payments, verify identities, or provide customer support. These companies are bound by contract to use your information only as directed by us.
• Financial Institutions and Affiliates: To enable co-branded or joint financial products, or for other lawful business purposes, in compliance with applicable financial privacy laws.
• Governmental Authorities: To comply with legal obligations, including tax reporting or responding to subpoenas or court orders.
• Debt Collectors: In the event of delinquent loans, we may share your information with collection agencies to pursue outstanding debts.
• Third Parties: In case of mergers, acquisitions, or similar business transactions.

We only share your information as necessary for the services we provide, and we require that all third-party service providers maintain the confidentiality of your data.

• Right to Know: You have the right to request the categories and specific pieces of personal information we have collected about you over the past 12 months.
• Right to Access: You can request a copy of your personal information that we hold.
• Right to Delete: You can request that we delete personal information we have collected from you, subject to legal exceptions.
• Right to Correct: You can request that we correct any inaccurate personal information we maintain about you.
• Right to Opt-Out: Although Lendix Financial Services Inc does not sell your personal information, you have the right to opt-out of any future sale of personal information should we change our practices.
• Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.

• Phone: 818-971-9440
• Email: info@lendixfinancialservices.com
• Mailing Address: PO Box 25796, Los Angeles, CA 90025

When making such requests, we will take steps to verify your identity to ensure that your information is protected. You may also designate an authorized agent to make requests on your behalf.

• Phone: 818-971-9440
• Email: info@lendixfinancialservices.com
• Mailing Address: PO Box 25796, Los Angeles, CA 90025